Written in neutral language, without opinion or bias, include:
On annotated bibiographies from Owl at Purdue Writing Lab
A bibliography is a list of sources (books, journals, websites, periodicals, etc.) about a topic (in alphabetical order).
A full citation, or bibliographic record or bibliographic reference all refer to the same thing--that is all the data elements needed to uniquely identify and retrieve an information resource. (i.e., the author, title, journal title, date, publisher, conference name, etc.).
"References" used in APA or "Works Cited" (used in MLA) sections appear at the end of a work indicating sources referenced in that work.
An annotation is a summary that may include an evaluation or notes about the source.
Therefore, an annotated bibliography includes a summary and/or evaluation of each of the sources. Depending on your project or the assignment, your annotations may do one or more of the following: